Itasca County has in place a revolving loan septic loan program. The terms of the loan are by a special assessment for 10 years at a 2 percent annual interest rate. To qualify you must be: *The owner occupant *Have your real estate taxes current *Been refused a loan from two financial institutions Your application will then be reviewed by a committee to determine if you qualify for the loan. Applications are available in the Environmental Services Department. If you have questions, feel free to contact Rosann Bray, Environmental Services Specialist at 218-327-2857 or email@example.com.